Citus Financial

Welcome To Citus

We are committed offering low cost, high-quality credit card products for people who’ve just begun their journey.

Finance & Insurance

Connecting your financial needs.

Scholarship

Here to serve.

Credit Building/Tax

Credit is money.

Learning & Education

Find your own greatness.

Travel & Theme Parks

Airlines, Hotels, Cars & Parking.

Freelance/Career Prep

Create your future.

Our Mission

Our mission is to make financial products affordable and available for the aspiring population. We strive to provide world-class resources to help college students, young professionals, immigrants, and international students to pursue their goals.

About Credit

Why get a US issued credit card?
What is Credit?
Tips For Credit Management
Facts About Credit, Debit, Prepaid, and Secured Cards

Learn more

Transportation

Car Rental
Buying or Leasing a Car
Car Insurance Tips for International Students

Learn more

Home Rental

Find Your First Apartment
Apartment Checklist
How to Negotiate Rent
Lease Termination Letter

Learn more

Home Buying

Buying a Home
Home Insurance

Learn more

美國生活攻略

如何在美国租房?
美国租房入住前-检查指南
留学生汽車保險攻略
北美信用管理
美國租車攻略

更多

Living in the USA

Transportation

Learn more

Home Rental

Learn more

Home Buying

Learn more

About Credit

Learn more

美國生活攻略

The Citus Credit Cards are powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. References below to respective Deserve Card Products apply to similarly named Citus Credit Card.

All cash back rewards are issued as statement credits, and are automatically applied to your statement in increments of $25. Purchases do not include items returned for credit, or interest and account fees. Restaurant, Travel, and Entertainment categories earn bonus cash back on the first $500 of combined net purchases made each billing cycle. Once the $500 per billing cycle limit is reached, you will earn 1% base cash back on additional purchases.
All product names, logos, and brands are property of their respective owners. All company, product and service marks used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.
To participate in this offer, you must be an active Deserve card holder in good standing and must purchase and retain a new wireless plan from Mint Mobile using this link, or one provided to you by us via email, before November 23rd, 2021 paying with your Deserve card. Regardless of the Mint Mobile plan you choose, you will receive a $45 statement credit after you charge $45 or more for a Mint Mobile plan and pay with your Deserve card. Statement credits will be received within 2 billing cycles. Limit:one-lifetime redemption per card holder. This offer cannot be combined with any other offer. No warranties, promises, endorsements, and/or representations of any kind are expressed or implied. Deserve shall not be liable for any loss or damages of whatever nature whether arising from contract, tort or otherwise, which may arise as a result of your use or inability to use the Mint Mobile service.
To qualify and receive the rebated fee, you must first make Purchases totaling $500 or more within the first three statements after card issuance. “Purchases” do not include travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, returned merchandise or refunds, interest, unauthorized or fraudulent charges, and fees of any kind.) If you enroll with Amazon Prime Student, attain and pay for such service with your Deserve EDU card following the 3-statement post account opening qualification period, we will reimburse your Amazon Prime Student subscription fees as a benefit of being a Deserve EDU Mastercard cardholder. Each eligible Deserve EDU Mastercard cardholder may redeem this benefit for a lifetime maximum reimbursement of $59. If you elect to pay for Amazon Prime Student on a monthly basis (currently $6.49 per month), our payment/reimbursements will appear on your account statements for 9 months after the completion of the 6-month no-cost trial period when Amazon bills your credit card account, until you reach a total reimbursement of $58.41, provided that your Deserve Mastercard account remains in good standing during the 9-month period. If you elect to pay the Amazon Prime Student annual fee (currently $59), our payment/reimbursement for $59 will appear on your account after the completion of the 6-month free period when Amazon bills your Deserve Mastercard account, provided that your account is eligible and in good standing at that time. Citus & Deserve are not affiliated with Amazon and Amazon does not warrant this offer. Any questions about the offer should be directed to Deserve, Inc. Any questions about Amazon Prime services should be directed to Amazon. All cash back rewards are issued as statement credits, and are automatically applied to your statement in increments of $25. Purchases do not include items returned for credit, or interest and account fees.
You will earn 1.0% (one percent) cash back on all purchases up to $500. At the end of each billing period, your cash back will be calculated by multiplying the total amount you spent (minus any returns, account fees, and interest charges) by 1% (.01). Once the $500 per billing cycle limit is exceeded in any billing period you will earn 1.25% cash back on all purchases. At the end of each billing period, your cash back will be calculated by multiplying the total amount you spent (minus any returns, account fees, and interest charges) by 1.25% (.0125). Once the $1,000 per billing cycle limit is exceeded in any billing period you will earn 1.5% cash back on all purchases. At the end of each billing period, your cash back will be calculated by multiplying the total amount you spent (minus any returns, account fees, and interest charges) by 1.5% (.015).
Citus reserves the right to modify or discontinue its products or offerings at any time and without notice.
Citus Financial website contains affiliate links. Citus may receive a small portion of the sale of products on this website. Deserve and Celtic Bank do not warrant these affiliate offers. Thank you for your support.

© 2021. Citus Financial